A 1000 Euro loan with immediate payment is a relatively small loan. Not every bank is ready for it. According to their information, the effort is too big. In most cases, this instant pay loan will bridge the gap in financially bad times. In addition, such a mini loan is cheaper than the use of Dispos, because it will be charged less interest. The way to a 1000 Euro loan with immediate payment is via a loan calculator. The term mini loan will quickly find what you are looking for and the user will automatically find the following providers: Viloan, Instacash, Cashexpress, UrgentCashier, Camibank, Meelending.
Mini loan from Viloan
Certainly there are different reasons that require a mini loan. The choice of lending institutions is unfortunately very limited. A mini loan provider is Viloan. The company that belongs to Laboon Bank is even the pioneer of this funding opportunity. The lowest amount for a small loan is 100 Euro. However, the maximum sum is limited to 600 euros, as well as the maximum duration of 60 days. For slightly negative private credit entries, applicants can still hope for a mini credit.
Instacash is a company that has established itself as a lending institution in Germany since 2012. Quick and easy, the loan seekers can get a 1000 € loan immediately. The duration is 30 days. Optionally, this can be extended to 180 days. If the credit rating is not so good anymore, Instacash still grants mini-credits if others have already declined.
Cashexpress with smartphone
A completely new way for a mini loan with immediate payment is Cashexpress. Unlike the other platforms, Cashexpress’s good credit rating is enough for a mini loan. Proof of ownership is not required. At Cashexpress, the principle works similar to that of a dispo loan. After logging in, the user has a disposition of 1,500 euros, which can be used at any time. There are no fees, only interest on the amount paid out must be paid. New customers can first choose a trial month. If the borrowed money is repaid within these 30 days, then not even interest will accrue. The money is accessed via the smartphone. Borrowers can choose the amount of the installment themselves. However, three percent of the borrowed sum or at least ten euros must be repaid monthly. The principle of Cashexpress requires a good credit rating.
UrgentCashier with immediate payment – Cashexpress alternative
Even with UrgentCashier you get a mini loan with immediate payment – an interesting Cashexpress alternative. However, new customers will initially receive an amount of 500 euros with a maximum term of 62 days. Only after repayment, another loan can be applied for. The maximum sum is then up to 1,500 euros. The customer has the option to withdraw the money by express transfer. Without an express transfer, the transfer can take up to 15 days. Without a positive private credit check this loan is not possible.
Credit with immediate payment via the Camibank
One thing should be anticipated right away: At Camibank, a positive private credit information is a basic requirement for a mini loan. Without this there is no credit. The Camibank offers mini loans from 100 euros. This is also the only branch and online bank, which does not shy away from this effort. For small loan amounts of 100 to 3,000 euros, very short terms of two to six months are available. The bank uses the videoident method. An express payment is therefore possible on the same day, provided the application is submitted by 1 pm.
This mini loan with immediate payment was launched by Creditend. There is a choice of loans from 1000 to 5000 euros with a term of 36 months. To check their own credit rating, users can use the Score Compass in conjunction with the smartphone. This indicates immediately, as it stands with the own credit rating. Identity is also checked digitally. The annoying PostIdent is eliminated. The money is transferred directly after the conclusion of the loan agreement.
All mentioned loans are not tied to a purpose. However, the borrower should responsibly deal with a 1000 euro loan with immediate payment. Mini loans are intended for short-term fundraising. Who wants to make purchases with it, should prefer to resort to a conventional installment loan.
These loans can all be requested directly online. So no valuable time is lost, because a personal visit at the bank counter does not exist here. Many bank customers are certainly right, because some do not want the bank to know what the money is for.
However, customers should remember that a mini loan is more expensive than a normal installment loan. Although this is not so important due to the lower loan amount, the additional benefits are very high. An express payment will be very expensive. Anyone who can afford to spend time with the payment of the loan amount should give it up. The more money can be saved.
Short-term mini-loans are a good alternative to expensive credit. There are no hidden costs, because all fees are transparent and the customer is informed immediately. If you urgently need a 1000 Euro loan immediately, this is the right place.